The ATM, Credit Cards and Loans is very helpful when your want a member of a household to move out and keep some of that household’s money.
ATM, Credit Cards and Loans Mod features
You find a new ATM object under Electronics/Miscellaneous, named “ATM SimPoint”. It costs 10.000§. When you sims click on this ATM they can get a credit card or apply for a credit.
Credit Cards in The Sims 4 can be bought at the functional ATM or via in-game computers. There are 5 different credit amounts:
- Standard – 100§ / 500§
- Green – 1.000§ / 2.000§
- Silver – 5.000§ / 10.000§
- Golden – 25.000§ / 50.000§
- Diamond – 100.000§ / 150.000§
When your sim buys one of these cards, he will keep it in the inventory and you can sell it again for the same amount whenever you want.
Applying for a Credit
When you apply for a credit, your household will get the money transfered to their account immediately. A document with the Credit Agreement will appear in your sim’s inventory (and it’s not deletable!). Your sim will pay a daily rate to pay back the credit (with a 10% interest).
You can choose up to five different credit values. You can apply for multiple credits simultaneously, but never the same type until the previous one is paid.
- 2.500§ / 10 Days / 275§ per day.
- 5.000§ / 20 Days / 275§ per day.
- 10.000§ / 25 Days / 440§ per day.
- 25.000§ / 50 Days / 550§ per day.
- 50.000§ / 50 Days / 1.100§ per day.
Additional credits: this mod was partially developed by Zooroo.