The ATM, Credit Cards and Loans is very helpful when your want a member of a household to move out and keep some of that household’s money.
ATM, Credit Cards and Loans Mod features
Functional ATM
You find a new ATM object under Electronics/Miscellaneous, named “ATM SimPoint”. It costs 10.000§. When you sims click on this ATM they can get a credit card or apply for a credit.
Credit Cards
Credit Cards in The Sims 4 can be bought at the functional ATM or via in-game computers. There are 5 different credit amounts:
- Standard – 100§ / 500§
- Green – 1.000§ / 2.000§
- Silver – 5.000§ / 10.000§
- Golden – 25.000§ / 50.000§
- Diamond – 100.000§ / 150.000§
When your sim buys one of these cards, he will keep it in the inventory and you can sell it again for the same amount whenever you want.
Applying for a Credit
When you apply for a credit, your household will get the money transfered to their account immediately. A document with the Credit Agreement will appear in your sim’s inventory (and it’s not deletable!). Your sim will pay a daily rate to pay back the credit (with a 10% interest).
You can choose up to five different credit values. You can apply for multiple credits simultaneously, but never the same type until the previous one is paid.
- 2.500§ / 10 Days / 275§ per day.
- 5.000§ / 20 Days / 275§ per day.
- 10.000§ / 25 Days / 440§ per day.
- 25.000§ / 50 Days / 550§ per day.
- 50.000§ / 50 Days / 1.100§ per day.
Additional credits: this mod was partially developed by Zooroo.
Hi! I keep getting the movement error (as if the sim can’t move to that spot) whenever I try to use the computer or atm for this mod. Any advice?
Hi.. so first off I LOVE this mod. Anyway I did it because I didn’t think it was going to work… but I accidentally gifted father winger my loan agreement as a joke but it worked. So now how do I pay my loan! Lol I tried going back to the atm machine but I don’t have an option to pay from there. It was setup to pay $275 a day but then it stopped but the days are still counting down. Help lol
Have you tried adding Father Winger to your household and check if he still has it? Maybe he can give it back! If not then I think the loan is gone and you won’t have to pay it back.
Hi sam, How can I download this mod? I am talking about the ATM, Credit Cards and Loans Mod. Do I have to become A Patreon in order do have access to this mod?
There’s a download button at the end of the post. It will take you to the modder’s official website where you can download the mod!